That's why I only do brooksville/TBD(hopefully one day we'll get to run there again) events. With the course setup and lack of curbs/obstacles. It makes it very hard to damage your vehicle unless you go out of your way to somehow damage it. If I somehow caused massive massive damage like salvage status damage, then I would be SOL. I can def get a replacement car but it won't be anything as good as the Evo. To find a decent unmolested one will cost $$$ so prob some sort of beater at the least. Reason why I don't run at the dog track is just because of curbs and obstacles. I've never driven at the dog track but I've watched from the side lines. I'm sure the course layout is pretty safe, but not comfortable with the risk. Just like driving on a real track. The risk is higher, cars driving around you at high speeds, just doesn't fit my checkbook, but someday...Native wrote:"Don't take it to the track if you can't afford to leave it at the track."
But again, just curious on the what if situation on when getting insurance involved. Lets say you're at the dogtrack signed up to run. You're parked in the parking lot, another signed up person hits you. Are you SOL just because you signed up to drive for the autocross event? Same thing with being parked at the grid. Someone comes in hot while you're parked and somehow losses control and smacks you, are you SOL? Now I know if you're driving the course and something happens, you're screwed. I'm not trying to find out what I could get away with or anything like that. I'm just curious if something out of the ordinary happens, when would it actually be beneficial to get insurance involved.