Da Groj

Native wrote:"Don't take it to the track if you can't afford to leave it at the track."

That's why I only do brooksville/TBD(hopefully one day we'll get to run there again) events. With the course setup and lack of curbs/obstacles. It makes it very hard to damage your vehicle unless you go out of your way to somehow damage it. If I somehow caused massive massive damage like salvage status damage, then I would be SOL. I can def get a replacement car but it won't be anything as good as the Evo. To find a decent unmolested one will cost $$$ so prob some sort of beater at the least. Reason why I don't run at the dog track is just because of curbs and obstacles. I've never driven at the dog track but I've watched from the side lines. I'm sure the course layout is pretty safe, but not comfortable with the risk. Just like driving on a real track. The risk is higher, cars driving around you at high speeds, just doesn't fit my checkbook, but someday...

But again, just curious on the what if situation on when getting insurance involved. Lets say you're at the dogtrack signed up to run. You're parked in the parking lot, another signed up person hits you. Are you SOL just because you signed up to drive for the autocross event? Same thing with being parked at the grid. Someone comes in hot while you're parked and somehow losses control and smacks you, are you SOL? Now I know if you're driving the course and something happens, you're screwed. I'm not trying to find out what I could get away with or anything like that. I'm just curious if something out of the ordinary happens, when would it actually be beneficial to get insurance involved.

Native wrote:"Don't take it to the track if you can't afford to leave it at the track."

IMO, this "shouldn't" apply to autocross. We're supposed to be "the safe motorsport". Damage to your car other than hitting a cone, or occasionally hitting the dirt should be EXTREMELY rare. And it's the responsibility of ALL OF US to try to keep it that way. You see a course that you think is going to put a car into a hard obstacle (including another car), you let us know! You see somebody hooning where they shouldn't and putting other vehicles at risk, let us know! We're human, we don't see everything. We need your eyes and ears to help us keep our sport safe. Carry that with you to ANY autocross that you attend. We should all be protecting the sport.

CaptainSquirts wrote:But again, just curious on the what if situation on when getting insurance involved. Lets say you're at the dogtrack signed up to run. You're parked in the parking lot, another signed up person hits you. Are you SOL just because you signed up to drive for the autocross event? Same thing with being parked at the grid. Someone comes in hot while you're parked and somehow losses control and smacks you, are you SOL? Now I know if you're driving the course and something happens, you're screwed. I'm not trying to find out what I could get away with or anything like that. I'm just curious if something out of the ordinary happens, when would it actually be beneficial to get insurance involved.

Our event insurance doesn't cover your car. Period. That's a big part of what the waiver says. It covers the real property of the site owner, it covers people and property OUTSIDE the event (say you lost control of your car and somehow ended up out in the street or another parking lot that's not part of our event... which means you had to drive a minimum of 100 feet from the marked course). But, as a participant, you are specifically saying "I recognize the risks, and I know that I'm responsible for damage to my own car or personal injury to myself".

Does that answer your question?

Loren wrote:Does that answer your question?

Loren wrote:You see a course that you think it going to put a car into a hard obstacle (including another car), you let us know! You see somebody hooning where they shouldn't and putting other vehicles at risk, let us know! We're human, we don't see everything. We need your eyes and ears to help us keep our sport safe.

And we say so at every drivers' meeting.

I don't consider parking lots and other low speed paved areas as "race tracks". There is normally "track insurance with agreed value" available at real race tracks during non race open events for a price. One would be foolish not to buy it? Kind of like skimping on one's race helmet. How much is one's brain worth? Personally I think I would use a track prepped rental Z06 for $1200 for the day complete $$ rather than prep my car to do the same thing.

AScoda wrote:Also left behind was a black and aqua colored chair. It's in my trunk. Holla!

That color sounds eerily familiar -- I'll have to check my gear for missing stuff.